Licenses and Verification
Effective November 7, 2026Last updated November 7, 2026
Tbili is software. Your money is moved by a licensed provider, and you can check that provider yourself using the official government tools listed here.
1Who holds the licenses
Tbili is a product of LIKE A KING INC., a New York corporation. Tbili is not itself licensed as a money transmitter. Tbili does not hold, transmit or custody customer funds, and it is not a bank.
Transfers are provided by our Payment Partner, a licensed money transmitter and remittance transfer provider. The Payment Partner is licensed in the states where it operates, and it is named in the Tbili app, on every pre-payment disclosure and on every receipt. If a Tbili-branded card is offered, it will be issued by a licensed Card Issuer that will be named in the same way.
Because the Payment Partner is named in your pre-payment disclosure before you pay, you can verify its license before you send money.
2Official verification links
Use these official sources to check a licensed provider, to learn your rights, and to check sanctions lists. The links go to government websites and are provided for convenience.
| Resource | What you can check | Link |
|---|---|---|
| NMLS Consumer Access | State money transmitter licenses and the licensee's regulators | nmlsconsumeraccess.org |
| FinCEN MSB registrant search | Federal registration of money services businesses | fincen.gov/msb-registrant-search |
| CFPB: money transfers | Your rights when you send money abroad | consumerfinance.gov/consumer-tools/money-transfers |
| OFAC sanctions list search | Whether a person or entity is on a U.S. sanctions list | sanctionssearch.ofac.treas.gov |
| New York State Department of Financial Services | New York regulator of money transmitters | dfs.ny.gov |
| National Bank of Georgia | Regulator of banks and payment providers in Georgia | nbg.gov.ge/en |
3What licensing means for you
Protections for your funds, such as the safeguarding requirements that apply to licensed money transmitters, come from the Payment Partner's licenses and the Partner Terms, not from Tbili. Tbili does not offer FDIC insurance.
Your rights on remittance transfers, including a pre-payment disclosure, a receipt, a 30-minute cancellation right and error resolution within 180 days, are described in Section 17 of our Terms of Service.
4Our own business
LIKE A KING INC. is a New York corporation. You can verify a New York corporation through the New York Department of State corporation search. We do not publish registration numbers on this page, except where the law requires.
5Open-source software, fonts and media credits
Fonts. The headings on this website use Figtree and the body text uses Instrument Sans. Both are licensed under the SIL Open Font License, Version 1.1 (openfontlicense.org), and are delivered by Google Fonts.
Video and photo footage. Some footage on the Tbili website comes from Pexels and is used under the Pexels License, which permits free commercial use without attribution (pexels.com/license). We credit it here with thanks to the people who made it:
- Footage and photographs by contributors on Pexels, used under the Pexels License.
Exchange rates. Indicative rates are retrieved from open.er-api.com. No personal data is sent.
Trademarks. Names and logos of other companies and government agencies belong to their owners. Their use here is only to identify them.
Tbili's own software, designs and brand are owned by LIKE A KING INC. and are not offered under an open-source license.
6Questions or corrections
If you think any information on this page is wrong or out of date, tell us through the contact form.